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Compliance

Fannie and Freddie Disaster Relief Update – Puerto Rico and U.S. Virgin Islands

Effective immediately, Fannie Mae and Freddie Mac have announced a temporary suspension of foreclosure sales for properties located within FEMA-declared, Individual Assistance eligible disaster areas in Puerto Rico and the U.S. Virgin Islands impacted by hurricanes Irma and Maria. Servicers must suspend any associated foreclosure sale until March 31, 2018. Both Fannie and Freddie reiterate that this extension is not applicable to properties in any other jurisdiction designated as an eligible disaster area as a result of the 2017 hurricanes.

For complete details on the recent announcements, as described above, read here:

Fannie Mae Lender Letter LL-2017-11

Freddie Mac Bulletin 2017-29

Proctor will continue to monitor federal, state and investor requirements for disaster assistance and will provide updates as they develop.