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Excess Flood

Excess Flood provides auxiliary insurance coverage – a maximum of $10,000,000 – on residential and commercial properties that exceed the National Flood Insurance Program (NFIP) limits. Excess Flood also can provide earthquake coverage on residential and commercial buildings.

  • Excess insurance above NFIP limits of $250,000 on residential & $500,000 on commercial properties
  • Limits up to $10 million available
  • Excess & Surplus lines insurance markets;  AM Best rated “A” or better
  • Individually underwritten with customized limits and terms
  • Standard Insurance quotes offered within 72 hours of submission

key features/benefits

  • Excess insurance above NFIP limits of $250,000 on residential & $500,000 on commercial properties
  • Limits up to $10 million available
  • Excess & Surplus lines insurance markets;  AM Best rated “A” or better
  • Individually underwritten with customized limits and terms
  • Standard Insurance quotes offered within 72 hours of submission

Applies to

  • Financial Institutions: mortgage servicers, community banks, credit unions, etc.
  • Individual with appointed Proctor Loan Protector agent

 

Coverage

  • Coverage includes buildings, contents and loss of income including extra expense
  • Content/Business income; can be written without buildings coverage

Requirements

  • Completed Excess Flood Application
  • Elevation Certificate – required on any A or V zone property
  • Copy of primary flood policy

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Talk to our insurance experts for more information about Proctor Loan Protector’s insurance products.

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