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National Flood Insurance Program Lapse in Authority

Despite the actions by the House Thursday evening to avert a government shutdown, ultimately the Senate blocked the House-passed continuing resolution bill Friday. As a result, the Senate is expected to vote today on a measure that would restore government funding through February 8, 2018.

Proctor would like to draw attention to guidance previously issued by agencies that address the lapse in FEMA’s authority under the National Flood Insurance Program (NFIP). This guidance provides answers to frequently asked questions, entities’ responsibilities and a sample letter of reference. For complete details, please review the bulletins below:




The expiration of the NFIP program does not affect your lender-placed flood insurance program with Proctor Financial, Inc.

We will monitor this topic and provide updates as they develop.