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NFIP Reauthorization Update

Recently, Proctor brought to your attention the U.S. House of Representatives-approved continuing resolution, H.R. 8337, that, if passed by Congress in its current state, would extend the National Flood Insurance Program (NFIP) until September 30, 2021. The Senate will resume debate on this bill this afternoon. A final vote is expected by tomorrow before current government funding expires at midnight. If the NFIP’s authority lapses, the Federal Emergency Management Agency (FEMA) would retain the ability to pay valid claims with available funds, but the sale and renewal of policies would cease. An expiration of the NFIP program would not affect your lender-placed flood insurance program with Proctor.

Proctor will continue to monitor these topics and provide updates as they develop.